You may not realize it, but the insurance rates you pay for your car can vary dramatically depending on the insurance company, agent or broker you choose, the coverage's you request and the kind of car you drive. Listed below are a number of things you can do right now to lower your insurance costs .
1. COMPARISON SHOP.
2. ASK FOR HIGHER DEDUCTIBLES.
3. DROP COLLISION AND/OR COMPREHENSIVE COVERAGES ON OLDER CARS.
4. ELIMINATE DUPLICATE MEDICAL COVERAGES.
5. BUY A "LOW PROFILE" CAR.
6. CONSIDER AREA INSURANCE COST IF YOU ARE MAKING A MOVE.
7. TAKE ADVANTAGE Of LOW MILEAGE DISCOUNTS.
8. FIND OUT ABOUT AUTOMATIC SEAT BELT OR AIR BAG DISCOUNTS.
9. INQUIRE ABOUT OTHER DISCOUNTS.